Careful Planning Leads to HSMO Support

Rosemarie Kirchhoefer

Rosemarie Kirchhoefer

Rosemarie Kirchhoefer spread happiness wherever she went. As her godson, Joe Gleich, and his brother, Jim, described it, if she wasn’t singing, she was dancing, and if she wasn’t dancing, she was teaching others to dance. Rosemarie spent the last two decades of her life volunteering at senior centers, teaching square dancing and entertaining the residents.

Rosemarie and her husband, Albert, lived simply. Rosemarie worked at Southwestern Bell as a customer service supervisor after attending Saint Louis University to study business. Albert returned from the war and worked at Westinghouse for a time, but ultimately became a mail carrier. They lived in South Saint Louis City and belonged to St. Cecilia’s Parish.

When Albert passed away, Rosemarie threw herself into her lifelong love of music, dancing and animals. Joe remembers her as a surrogate mother to many, making sure people and pets around her were cared for and fed.

Joe and Jim remember Rosemarie as an avid St. Louis Cardinals fan and dedicated lover of all living creatures.

“There wasn’t a time at Rosemarie’s home without a dog and two cats roaming about,” Joe muses.

Through her careful planning, Rosemarie provided for her pets in her estate along with a distribution to the Humane Society of Missouri.

As was the case with Rosemarie, it is necessary to review—and considering revising—your estate plan as the circumstances of your life change. It is never too early to draft an estate plan especially if you intend to provide for both your human and animal friends after your passing. Please keep in mind that if you do not have a legal document detailing your wishes, the state will distribute your assets according to the law probably without supporting your pets.

Support Your Future and Ours Today

To learn more about supporting HSMO, like Rosemarie, contact our Development Office at (314) 951-1542 to get started.

A charitable bequest is one or two sentences in your will or living trust that leave to Humane Society of Missouri a specific item, an amount of money, a gift contingent upon certain events or a percentage of your estate.

an individual or organization designated to receive benefits or funds under a will or other contract, such as an insurance policy, trust or retirement plan

"I give to Humane Society of Missouri, a nonprofit corporation currently located at 1201 Macklind Avenue, St. Louis, Missouri 63110, or its successor thereto, ______________* [written amount or percentage of the estate or description of property] for its unrestricted use and purpose."

able to be changed or cancelled

A revocable living trust is set up during your lifetime and can be revoked at any time before death. They allow assets held in the trust to pass directly to beneficiaries without probate court proceedings and can also reduce federal estate taxes.

cannot be changed or cancelled

tax on gifts generally paid by the person making the gift rather than the recipient

the original value of an asset, such as stock, before its appreciation or depreciation

the growth in value of an asset like stock or real estate since the original purchase

the price a willing buyer and willing seller can agree on

The person receiving the gift annuity payments.

the part of an estate left after debts, taxes and specific bequests have been paid

a written and properly witnessed legal change to a will

the person named in a will to manage the estate, collect the property, pay any debt, and distribute property according to the will

A donor advised fund is an account that you set up but which is managed by a nonprofit organization. You contribute to the account, which grows tax-free. You can recommend how much (and how often) you want to distribute money from that fund to HSMO or other charities. You cannot direct the gifts.

An endowed gift can create a new endowment or add to an existing endowment. The principal of the endowment is invested and a portion of the principal’s earnings are used each year to support our mission.

Tax on the growth in value of an asset—such as real estate or stock—since its original purchase.

Securities, real estate or any other property having a fair market value greater than its original purchase price.

Real estate can be a personal residence, vacation home, timeshare property, farm, commercial property or undeveloped land.

A charitable remainder trust provides you or other named individuals income each year for life or a period not exceeding 20 years from assets you give to the trust you create.

You give assets to a trust that pays our organization set payments for a number of years, which you choose. The longer the length of time, the better the potential tax savings to you. When the term is up, the remaining trust assets go to you, your family or other beneficiaries you select. This is an excellent way to transfer property to family members at a minimal cost.

You fund this type of trust with cash or appreciated assets—and may qualify for a federal income tax charitable deduction when you itemize. You can also make additional gifts; each one also qualifies for a tax deduction. The trust pays you, each year, a variable amount based on a fixed percentage of the fair market value of the trust assets. When the trust terminates, the remaining principal goes to HSMO as a lump sum.

You fund this trust with cash or appreciated assets—and may qualify for a federal income tax charitable deduction when you itemize. Each year the trust pays you or another named individual the same dollar amount you choose at the start. When the trust terminates, the remaining principal goes to HSMO as a lump sum.

A beneficiary designation clearly identifies how specific assets will be distributed after your death.

A charitable gift annuity involves a simple contract between you and HSMO where you agree to make a gift to HSMO and we, in return, agree to pay you (and someone else, if you choose) a fixed amount each year for the rest of your life.

Personal Estate Planning Kit Request Form

Please provide the following information to view the materials for planning your estate.

eBrochure Request Form

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